A POS message of 061 on your ANZ device means: The cardholder has exceeded their daily or weekly limit, or is trying to draw on uncleared funds. The cardholder may try the transaction again using a smaller amount. If still declined, seek another form of payment.. We’ve outlined more details on what to do when you see this code below.
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In this article, we’ll look at why you’re seeing the code 061 on your ANZ terminal and the next steps you can take.
The response code 061 for ANZ means that the cardholder has reached their daily or weekly spending limit or is attempting to use funds that have not yet been cleared. To resolve this issue, the cardholder can try making the transaction again with a smaller amount. If the transaction is still declined, they should consider using a different form of payment, such as another credit card or cash.
When the POS operator sees Response Code 061 from ANZ, it means that the cardholder has either exceeded their daily or weekly limit or is trying to use funds that have not yet cleared. To resolve this, the cardholder can try the transaction again with a smaller amount. If the transaction is still declined, the POS operator should ask the cardholder to use another form of payment.
If you need more information on how to deal with a response code of 061 showing on your ANZ terminal, we recommend that you speak to your ANZ Bank Account Manager. If you’re looking for help with knowing what POS options are available, get in touch with one of our POS Experts.
